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We are a seasoned team of factory-built mortgage professionals that
stands as a premier source of manufactured housing mortgage loans.
Our mission is to provide superior and consistent service to our valued
manufactured home, modular home and mobile home owners
and potential buyers.  We also offer a complete range of
site-built residential mortgages that set us apart from competitors.

FHA and VA Loans
Backed by the US Government, these loans are a great way to get into
a home with little or no money down even if you have credit issues.
There are excellent refinance programs available made attractive by
the high loan to value ratios set by FHA and their more
forgiving credit guidelines.

Conventional Loans
Conventional loans are typically higher FICO score driven and have lower
loan-to-value ratios, typically 20% down for a purchase or 80% of the
appraised value for a refinance mortgage.

Our lender priority is to help you get the best current interest rate to
purchase or improve the terms of your existing mortgage.

You're in the right place!
We're a trusted mortgage source as specialists in manufactured
housing for two decades!  We win customer trust by always
"going the extra mile" to earn your business.  
Invest 90 seconds in our short loan request form.
You'll be glad you did!

NO INITIAL CREDIT CHECK - NO SENSITIVE INFORMATION - FREE REQUEST
Manufactured Housing -- The Affordable Housing Alternative
Mobile home, mobile home loans and refinancing loans from the nations leader in Manufactured and Mobile Home Financing, Loans, and
Refinancing for homes in parks and communities..  We specialize in options for mobile home refinancing, mobile home loans, mobile home
financing and manufactured home loan lender products specifically for manufactured housing lending nationwide.  
Your request gains access  to home purchase loans and home refinance loans at real savings.
Once you've found or already own the perfect home, you need the perfect financing or refinancing.  Let us find the best loan for you!
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Cash out your equity now for debt
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want with your home's equity!
Mobile Home Refinance Loans
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
Mobile Home Purchase Loans
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford.  More Information FAQ
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Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law.
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Trusted resource in 50 States - for modular home loans, financing, refinancing and purchasing.